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For finance and AR teams

First-party recovery your AR team can actually run.

ti3 gives finance and AR teams scalable invoice recovery that stays first-party. Your communications. Your debtor relationships. Your audit trail. With the integrations and compliance posture your auditors expect, and the cost structure your CFO can model.

Custom contracting & SLAs Predictable per-account pricing 50 states ti3.co
Audit-ready recovery log · Last 7 days
Recovery audit log ↓ Export
#4401 Settled at 70% $2,940
#4218 Plan opened, 3 mo $5,400
#4523 Discount accepted $1,632
#3998 Resolved in full $4,800
#4087 Counter-offer pending $3,200
$14,772 recovered this week. Every action timestamped, attributed, exportable. No collector. No FDCPA exposure.
If any of this sounds familiar

AR analyst spending Tuesdays in a spreadsheet.

Dunning logic in Salesforce that someone configured three years ago, that no one remembers.

The collection-agency referral list growing every quarter, because it's the only escalation path that exists.

ti3 is what your AR team would build if they had six months and a software engineer. Brand-safe, scalable to your aging-report volume, refusing to become a third-party collector.

How it works at AR-team scale

Concurrent 5-week sequences on your full aging report.

Upload an aging report. ti3 runs concurrent 5-week sequences across the entire bucket. Most accounts settle by week four. You see weekly progress, approve any non-standard offer in one click, and export the audit log on demand.

01

Upload the aging report

QuickBooks 1-click, Excel/CSV import, or REST API for programmatic ingest. Native NetSuite integration in development. Onboarding typically takes a 30-minute kickoff call.

02

Sequences run concurrently

SMS and email weekly across the whole bucket, sent under your business identity. Each touchpoint opens settlement, plan, and dispute paths. No account waits in line.

03

You stay in the loop

Weekly performance report streams to your finance stack. One-click approval for any non-standard offer. Your AR team handles the strategic exceptions, not the operational chase.

04

Resolution and reporting

Recovered funds route directly to your payment account. ti3 never holds funds. Resolved accounts close out cleanly. Disputed accounts route into your existing dispute workflow.

The 48-hour question

Curious what's recoverable from your 90+ day bucket?

Send your aging report. We'll come back within 48 hours with an estimate of recoverable balance, an expected resolution timeline, and an honest read on which accounts are likely to move. No commitment. No sales call.

Show me what's recoverable
Why this works at AR-team scale

Four mechanisms doing the work.

01

Persistence at scale

An AR analyst can run 5-touch sequences on 50 accounts. Not on 5,000. ti3 runs the sequence at any volume, as the original creditor, without losing the personal feel that makes recovery work.

02

Audit trail your auditors expect

Every message, every response, every settlement offered, every plan accepted, every dispute filed. Timestamped, attributable, exportable. Your auditors stop asking how the recovery decision was made.

Full audit log · CSV / API export
03

Brand-safe by design

No third-party collector identity. No FDCPA exposure for the creditor. No language your CMO would object to. The debtor experience stays yours; the operational work is ours.

04

Honest numbers your CFO can model

Pricing your CFO can model: per-account rates with volume bands, predictable from setup. Terms negotiated up front, not retrofitted from a contingency.

How AR teams use it

Three patterns we see most often.

The 90+ day bucket

Accounts your team has stopped touching but you haven't written off. ti3 runs a fresh, structured sequence. We typically recover 30-50% of what's been sitting there for 6+ months.

The hand-off layer

Your AR team handles 0-60 days. ti3 handles 60-120 days. Collection agency only sees what's left after that. Most accounts never reach the agency.

The full pipeline

ti3 takes over the dunning sequence from day one. Your team focuses on disputes, complex accounts, and customer relationship work that actually needs a human.

First-party vs third-party

The legal and brand difference, side by side.

 
ti3 (first-party)
Debt collector (third-party)
Who sends the message
A third party, in their name
FDCPA compliance burden
Applies fully
State licensing required
Yes, in ~30 states
Cost structure
20-50% of recovered amount
Customer relationship
Damaged. You explicitly handed them off.
Audit trail
Partial, third-party-controlled
Yours next

The 90+ day bucket your team stopped touching is recoverable.

30-50% of what's been aging six months or more typically moves once a structured first-party sequence runs on it. Send the report. We'll show you what we'd recover.

Show me what's recoverable
Enterprise

Built for finance teams that need more than software.

Contracting and compliance

Custom contracting including MSA, DPA, and BAA where applicable, with defined SLAs and a named success contact. Compliance documentation available pre-contract; data residency options on request.

Integrations and operations

Native QuickBooks, Stripe, PayPal. NetSuite and Sage in development. REST API for programmatic invoice ingest. Dedicated success manager for setup, sequence configuration, and quarterly business reviews. Per-account rates with volume bands negotiated up front.

Closure your auditors will love

When the recovery cycle ends, every account moves into Case Resolution: a tracked closure workflow with full message history, debtor responses, settlement offers, and exportable hand-off packages for collectors or legal counsel. Write-offs are documented with timestamps and decision attribution. Stubborn accounts can also receive a Final Demand Notice as the firm last step before write-off. AR analysts get a defined end-of-cycle process; controllers get an audit trail.

Free recovery analysis

Send us your aging report. We'll show you what's recoverable.

No commitment, no procurement detour, no sales call. We'll send back an estimate of recoverable balance and timeline within 48 hours. We model against your actual aging-report volume so the answer is honest, not aspirational.

Get a free recovery analysis

Or talk to sales for custom contracting and pilot terms.

AR teams ask

Questions before you bring it to procurement.

How is this different from our existing dunning workflow in Salesforce / NetSuite?
Existing dunning workflows handle templated email reminders well. They handle SMS poorly, settlement offers not at all, payment-plan negotiation not at all, and dispute routing only with significant custom configuration. ti3 is the layer that picks up where templated dunning gives up: structured 5-week sequences with branching options, brand-safe SMS delivery, audit-trail export, and one-click approval for non-standard offers. Most AR teams keep their existing dunning for 0-30 days and route 30-60-day onward to ti3.
How do we integrate ti3 into our existing finance stack?
Native QuickBooks 1-click. Stripe and PayPal for payment routing. CSV / Excel import for any other system. REST API for programmatic invoice ingest. Native NetSuite and Sage integrations are in development; ConnectWise and Datto Autotask for MSP-heavy customers.
What does the audit trail look like?
Every message sent, every debtor response, every settlement offered, every plan accepted, every dispute filed, every payment received. Each action is timestamped and attributable. Exportable as CSV or via API to your existing audit tooling. Retained per the schedule in our privacy policy (24 months of recovery data plus 7 years of billing records).
How does compliance work? FDCPA, state laws, TCPA?
ti3 is first-party software. The FDCPA applies to third-party debt collectors, which ti3 is not. Messages go from you, the original creditor, not from ti3. State-level analogues that apply to first-party creditors are addressed in our message templates and frequency caps. TCPA compliance is enforced at the platform level with appropriate consent tracking. Your legal team sees full message and frequency policy on request; happy to walk through it pre-contract.
How does Enterprise pricing work?
Per-account rates that scale with your aging-report volume, with volume bands negotiated up front. Pricing structure depends on the contract. Talk to us and we'll model pricing against your actual aging report.
Can we run a pilot before committing?
Yes. Most Enterprise customers run a 60-90 day pilot on a defined slice of the aging report (typically the 60-120 day bucket). The pilot uses Managed-tier mechanics with a custom contract. Success criteria are set up front. If the pilot validates, contracting expands; if not, no commitment beyond the pilot fee.