ti3.co runs a 5-week sequence on every overdue invoice, sent in your name, without you sending another reminder.
Upload your unpaid invoices. We chase until they pay, dispute, or settle. You see the money, not the work.
Seventy-five days. $4,200 owed. They've stopped replying. You can't fire them, you can't sue them, you can't suspend service. And a debt collector would take 30 to 50% and torch the relationship.
ti3 is the option that didn't exist. Until now.
Most accounts settle by week four. Connects with QuickBooks, Excel, Stripe, PayPal, or paste-in.
QuickBooks 1-click, Excel, or paste-in. Two minutes.
SMS and email weekly. Compliant, audited, brand-safe.
Pay, settle, plan, or dispute. No login, no friction.
Direct to your Stripe or PayPal. ti3 never holds funds.
Stubborn accounts get the firm last word. Cites FDCPA and the 1099-C write-off path. More on Final Demand Notice.
Unresolved cases tracked for hand-off. Send to a collector, send to legal, or write off. One-click hand-off package included.
Send it across. We'll send back an estimate of recoverable balance and resolution timeline within 48 hours. No signup, no commitment, no sales call.
Show me what's recoverable →Within 48 hours: a written estimate of recoverable balance, expected timeline, and which accounts settle first. No signup, no sales call.
Get my free analysis →Five touches across five weeks, in your name, without you sending any of them. Persistence is the variable that matters most. You can't sustain it. We can.
Settlement offers, payment plans, instant discounts, counter-offers. The debtor picks a path forward instead of avoiding a single ask. Most overdue debt is avoidance, not refusal.
By week four, debtors have started filtering your emails. They haven't filtered their texts. SMS reaches accounts that have stopped opening email, and a payment link they can tap from the phone they're already holding removes the next bit of friction.
No login, no signup, no shame language, no third-party collector identity. Your relationship survives the recovery, which is the whole reason you didn't send them to a collector.
When the sequence ends without full resolution, Case Resolution tracks the file and gives you a one-click hand-off package for a collector, attorney, or write-off. Stubborn accounts can also receive a Final Demand Notice as the firm last word.
No more half-finished follow-ups. Every account lands in one of these.
One tap, balance paid, case closed.
A reduced amount the debtor can actually pay. You approve.
Multi-month plan the debtor sets up themselves within your rules.
Debtor flags a dispute. Sequence pauses, case routes back to you.
Stubborn account gets the firm last word with the 1099-C reference.
Unresolved cases get a one-click package to send to a collector or legal.
"Clients were ghosting us after we'd done the work. ti3 kept chasing without making us the bad guy. Half our backlog cleared in month one."
"I add clients who don't pay and ti3 reaches out every week. I don't like collectors. I don't have time for it. ti3 solved both."
"We'd mentally written these accounts off. ti3 brought in 6 figures from our 90+ day bucket without us lifting a finger. Three of those clients still do business with us."
Most overdue debt isn't refusal, it's avoidance. A structured 5-week sequence gives the debtor a path forward. Most accounts settle by week four.
Show me what's recoverable →Most overdue debt isn't refusal, it's avoidance. Give the debtor a clear path to pay, settle, or dispute and most resolve inside a month.
Get my free analysis →You'll get a written report on what we tried, what your debtors did, and our honest read on whether more time will help or whether your accounts genuinely aren't recoverable. No hard feelings either way. We'd rather lose a month's fee than have you feel like you wasted it.
Flat monthly fee on Self-Serve and Managed. No fees on what's recovered. Enterprise pricing is custom.
For operators who'd rather not. We run the program for you.
For owner-operators who want the tool and want to run it themselves.
For finance and AR teams with volume, compliance, and integration needs.
Also available: 99¢ per invoice pay-as-you-go. See full pricing →
No commitment, no signup, no sales call. Within 48 hours you'll get a written estimate of recoverable balance, expected timeline, and which accounts are likely to settle first.
Show me what's recoverable →Or try the software free with up to 10 overdue invoices for one full 5-week cycle.
Within 48 hours: a written estimate of recoverable balance, expected timeline, and which accounts settle first. No signup, no sales call, no commitment.
Get my free analysis →Or try the software free on up to 10 overdue invoices.